How do you unlock the Horse Insurance feature in RDR2?

Horse Insurance is a valuable feature in Red Dead Redemption 2 that ensures your horse can be revived or replaced if it dies during gameplay. This feature is particularly useful for players who have invested time and money into bonding with and upgrading their horses. To unlock Horse Insurance, you must first progress through the game''s story and reach a specific point where the feature becomes available.\n\nTo unlock Horse Insurance, you need to visit a stable in any major town, such as Valentine, Saint Denis, or Strawberry. Stables are marked on your map with a horse icon. Once you enter the stable, interact with the stable hand to access the horse services menu. Here, you will see the option to purchase Horse Insurance. However, this option is only available after you have completed the mission ''Exit Pursued by a Bruised Ego'' in Chapter 2, where you are introduced to stables and horse care.\n\nAfter completing the mission, return to any stable and select the Horse Insurance option. The cost of Horse Insurance varies depending on the type of horse you own. For example, basic insurance for a standard horse costs around $125, while premium horses may require a higher fee. Once purchased, your horse is covered, and you can revive it for free if it dies. Without insurance, reviving a horse costs $4, and if you cannot afford it, you will lose the horse permanently.\n\nOne common challenge players face is losing their horse unexpectedly, such as during combat or while exploring dangerous areas. Horse Insurance mitigates this risk, ensuring you don''t lose progress or resources. For example, if your horse dies in a shootout or falls off a cliff, you can revive it at no cost if you have insurance. This is especially important for players who own rare or expensive horses, such as the Arabian or Turkoman breeds.\n\nTo maximize the benefits of Horse Insurance, always keep your horse''s health and stamina cores full. Use items like Hay, Carrots, or Horse Tonics to maintain its condition. Additionally, avoid reckless behavior, such as riding through dense forests or near predators, to reduce the risk of accidents. If your horse does die, you can visit a stable to retrieve it or call it using the Horse Whistle after reviving it.\n\nIn summary, Horse Insurance is unlocked after completing the ''Exit Pursued by a Bruised Ego'' mission in Chapter 2. Visit any stable, purchase the insurance, and ensure your horse is protected. This feature is a must-have for players who value their horses and want to avoid the frustration of losing them permanently. By following these steps and practicing good horse care, you can enjoy a safer and more rewarding experience in Red Dead Redemption 2.